What is the meaning of the rate race?

It's complicate to calculate exactly when you joined the rat race. But rest assured you're in this race. Flash back the time of reading in class eight? Ahead of the education test computation Algebra figures doctoring all the complex formulas of wisdom Get up beforehand in the morning at the private instructor's house and study late at night. You must have spent a lot of time busy with work compared to your age? We all spent. At that time, the guardian must have said that this is a many further days. Life is peaceful and peaceful only when the education test is over. You have heard these words numerous times in numerous occurrences of life. Take the SSC test, you get freedom when you get to council. Life will be full of joy once you can get into varsity. Enter the job life formerly. Having fun with your own plutocrat is different. Have you heard of this? 

Can you match the numbers standing at the end of the age clock? What do you think? Has life gotten a little easier after passing any of these episodes? Have you been nice? It didn't happen, it won't happen, we ran in the hope of a false mirage, it's true that we were shortchanged, but the calculation didn't match, no one could catch the happiness. Because that's what I said. You are in the rat race. Although the term rat race is mainly used in terms of economy, its spread is far-reaching. The term is used to refer to running like a blind man with an aimless competitive spirit. Even though we are human, we are all blindly chasing success. This is the reason why the use of the rate race tram with human life. When the world famous pop singer Michael Jackson died unexpectedly in 2009, he had at least four hundred million dollars in debt. There was talk of selling his famous house Nevalen at that time. The huge expenses required Jackson to take out huge loans, most of which he never repaid. Jackson's money problems worsened when he became involved in many expensive lawsuits and the interest on his debts increased. Michael Jackson, the man who made a living with his hands full, died with a debt of four hundred million dollars on his head. Not surprised.

Michael has a very important lesson to learn from this incident and that is money management. Michael was a great star career that spanned many years, he earned money with both hands. But at the same time, his list of expenses has also increased by leaps and bounds. Michael Udayast earned money by hard work but could not keep the money. Through the hole in the pocket, it has gone floating in the salty water of Bahari consumption. You, me, and I are none of us lying in the sea of ​​money like Michael Jackson. We are very busy people. Live by struggling to earn money. But think that our life is very different than that. We are earning twenty, thirty, fifty thousand in this month. Whatever the amount is, we can keep it to ourselves. When the salary of each month enters the account, he breathed a sigh of relief after receiving that message on his mobile phone. Or how to manage all this money in the coming thirty days will be folded on the forehead. The answer to the question? Keep thinking.

We work hard. Because we want to be successful in life, want to be happy, want financial security. Today, the boy or girl who entered the job as a junior officer in a company will want to become an officer within two years and then prove his skills to climb up the ladder one after the other as a senior officer, executive officer, manager. If the company does not appreciate his hard work, he will take a job elsewhere. Then that one cycle will follow. From nine to six he will go to bed. Expect a good salary in exchange. This is always the case. right? I left out the poor people. Take as an example those who earn a good amount of money or those who work with a high salary. If your salary is thirty thousand rupees, you will arrange your life style accordingly. You will try your best to complete everything from daily work to monthly market, hobby shopping within that thirty thousand taka budget.

Now if suddenly your income becomes fifty thousand rupees a month. You will not live in that living standard of thirty thousand taka. Take a little bigger house. Maybe buy a bike in installments instead of going to office by bus. That is, as your income increases. The cost is also increasing in the same way. There is no chance of savings. Or try to increase the money by investing it anywhere.

Now let's say that after two years your salary has increased to one lakh rupees. What are you thinking? Now save money or do something productive with extra money. He is a beacon of hope. You have to get married then. You will go out of the country on honeymoon and new faces will come to the world. The cost will increase and then you will not like the 120 cc bike. You will lean towards a brand new recondiction car. Be sure. When buying a car, consider buying a flat or a house. A place will be needed in old age. Children's education expenses, additional expenses of living in Dhaka city, relatives, socialization, treatment, one day you will see you dead. And before you die, you will discover that you have done nothing but earn and spend money all your life. Did anyone want such a life? In 2017, an economic study found that seventy-eight percent of America's working people were somehow living off their food. Americans call it living in between paycheck to paycheck.

That is, they are earning right. But there is no saving them. That is the condition of the working man who earns ten thousand dollars a year. The same is the case with the upper middle class who are driving away after trying on a suit in a corporate organization. They are working hard. Working overtime. But the cost is increasing against the money that is being made. There is a huge cost of living. As the income increases, the problem of maintaining the living standard is also increasing. And so they are taking loans through credit cards. The debt to the bank is increasing every month. High interest has to be paid. American citizens are number one in terms of credit card debt in the whole world. Credit card holders are also increasing in Bangladesh. They are also jumping towards debt. How are you alive? So much debt? Why are you not minimizing the cost? Now think why you are sleeping day and night? Hoping for a little more comfortable life. right? More effort means more. Life will depend on a little financial stability. Minor hobbies will be fulfilled. This is why some savings will accumulate. Where is that savings? Where is the mental happiness and peace? Alone will come and go. This is why we earn money so hard. Now you understand why it has been specialized in the name of rate race. We have forgotten the real purpose of income.

Everyone is just working hard to earn money, no one has given us the knowledge of how to spend that money. Not taught in school, not taught in college, even after crossing the university, we do not know the money management techniques. Schools taught us how to run in colleges and reduced us to an invisible race. But how to stop where? No one gave that education. And so we have joined the Golok Dhaba of the rate race. Ask yourself three questions. Only then will you understand whether you are in this rat race. Do you see the end of this cycle of income and expenses? Is this sick competition mixed with your career? Comparing yourself with what others have or don't have, how much money they are getting paid, how much they are achieving has become ingrained in your bone marrow. If you don't see any chance of this cycle ending soon. If earning money is the main thing in your career. Even if you do so much work, if you are not happy in the heart of love for work. If the achievement of others gives rise to inferiority and jealousy in your chest, then friend you have fallen into this sphere of rate race disease.

 You have to get out of here or you will never see the mirage of happiness in this life. Is there no way out of this rate race or rat race? Of course there is. The way is very simple. But do you know where the problem is? We do not understand when we fell into this sick competition without our knowledge. Even if you understand, maybe you don't want to care. Because society has taught us that money is everything in life. Yes. Money is the importance of money. Life is stagnant without those paper notes. But there is no point in wasting life behind them. The first thing is that you cannot change your lifestyle by going outside the system. You have to stay within the system and accept its flaws. The price of every thing in the market is increased. From rice to oil, from soap to salt, the price of every product has increased. is constantly increasing. In the meantime you have to survive by cutting the course. That is to reduce the cost of living. Avoid luxuries and focus on essential products. If you don't do what you are doing. Need TV at home. You can afford to spend extra by buying a Fourkey TV. But make sure first that you will suffer that additional cost for two months.

Another thing that can save people from rate race is regular life. Everything will be within that rule, everything from shopping. You went to the super shop. Buy essentials instead of shopping bags. Before that make a list of them. Whether the list is for the whole month, divide it into weeks or days. How much are you spending on rent and how much is going on food? How much money is going to travel? Gas, electricity bills, children's school, clothes, parents' medicine should have a definite account of each expense. Let there be a connection between income and expenditure. Keep some money aside as savings. Tomorrow if your job is gone, some accident happens. Danger may come crashing down on the head. Then he will not find a place to stand on the street. A study was conducted on government and private sector employees in Dhaka city before Corona. In that report, eighty-four percent of employees were very unhappy with their jobs. Some are upset because of low salary, some are unhappy not getting bonus and some want to leave their job due to misbehavior of the boss. But there is no guarantee that you will be able to get another job. So they are doing the job by force. It is true that the wages of labor in that country are very low.

 But we don't want to think that there is a big gap in our life style and thinking. Sometimes I don't even admit it. Don't take this as an example, becoming an entrepreneur. This matter is still looked down upon in our country. A low paying job is given as much importance. Independent businesses are just as reprehensible. An independent business can break this monopoly of income and expenditure. Even if you are an entrepreneur, you have to work hard. Must work hard. The days must be spent between the broken bones and money. But you do that for yourself. You don't have to work hard day and night for others. These initiatives will bring you familiarity. The respect you will bring. A very important point to get rid of the rate race is not to compare your condition with others. Your lifestyle has nothing to do with what others are doing, buying, or living. Your colleagues in the office get the same pay bonus as you. If he buys a latest model iPhone. It is very natural that you may also want to own an iPhone. Buying an iPhone worth lakhs of rupees may not be beyond your means. But that said, buying this iPhone may leave a deep fold of worry on your forehead for the next few months. what do you want iPhone user experience or freedom from economic tension and anxiety. The choice is yours. In every step of life we ​​improve. Be updated on the new social economic culture. That doesn't mean that you have to give up the activity and take the same shape as the container you are in again and again. Wanting to be like others and wanting to own what others have is a sign of an unhappy mentality. Make your life easy Bank EMI Credit Card Loans Stay free from these things, if you are a little habitual, these things can sit on your neck like the ghost of Zindabad.

 And once sitting, it is very difficult to take him off the neck. There is nothing wrong with buying an iPhone, buying a car or living a little luxury. No injustice. But you have to understand your need. Find time for yourself between work. Give time to your family and loved ones and keep an eye on your own mental health. Why should you waste your life running aimlessly like a rat? Get out of this vicious cycle of income expenditure and expenditure rate race and enjoy every moment of life. Survive. Take a breath. life is beautiful Really beautiful only if you try to beautify and succeed.